Privacy Policy

Last Updated: January 2025

1. Introduction

TrackFi ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our AI-powered expense tracking application.

2. Information We Collect

2.1 Information You Provide

  • Account information (name, email, password)
  • Financial information (bank email notifications, receipt images)
  • Voice recordings for expense entries
  • User-provided transaction details and categories

2.2 Automatically Collected Information

  • Device information (IP address, device type, operating system)
  • Usage data (app features used, interaction patterns)
  • Location data (if permitted by you)

3. How We Use Your Information

3.1 Core Functionality

  • Process and categorize your expenses using AI technology
  • Extract information from bank emails and receipts
  • Generate financial insights and reports
  • Process voice commands for expense entry

3.2 AI Processing

We use OpenAI's technology to process and analyze your financial data. This includes:

  • Text extraction from receipts and emails
  • Natural language processing for voice inputs
  • Smart categorization of transactions
  • Pattern recognition for spending insights

4. Data Security

We implement robust security measures to protect your data:

  • End-to-end encryption for all financial data
  • Secure processing of AI operations
  • Regular security audits and updates
  • Strict access controls and authentication

5. Data Sharing

We share your data with:

  • OpenAI (for processing financial data and voice inputs)
  • Cloud service providers (for secure storage)
  • Analytics providers (anonymized data only)

6. Your Rights

You have the right to:

  • Access your personal data
  • Correct inaccurate data
  • Delete your account and associated data
  • Export your financial data
  • Opt-out of AI processing (note: this may limit app functionality)

7. Contact Us

If you have questions about this Privacy Policy, please contact us at:
Email: privacy@trackfi.app
Address: [Your Company Address]

Children's Privacy

TrackFi is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13.

International Data Transfers

Your information may be transferred to and processed in countries other than your own. We ensure appropriate safeguards are in place for such transfers.

Data Retention

  • Active Accounts: We retain your data while your account is active.
  • Deleted Accounts: Data is permanently deleted within 30 days of account deletion.
  • Legal Requirements: Some data may be retained longer if required by law.

Permissions Explained

Camera Permission

  • Purpose: To scan receipts and capture expense photos
  • Usage: Only when you choose to take photos within the app
  • Storage: Photos are stored securely and associated with your expenses

Photo Library Permission

  • Purpose: To select existing receipt images from your device
  • Usage: Only when you choose to select photos for expense tracking
  • Access: Limited to photos you specifically select

Notification Permission

  • Purpose: To send reminders and important updates about your expenses
  • Usage: For expense reminders, budget alerts, and app updates
  • Control: You can disable notifications in your device settings

Internet Permission

  • Purpose: To sync your data across devices and provide cloud backup
  • Usage: For data synchronization, backup, and app functionality
  • Security: All data transmission is encrypted

Third-Party Services

TrackFi uses the following third-party services:

  • Supabase: For secure data storage and user authentication
  • Expo: For app development and deployment infrastructure

Each service has its own privacy policy governing the use of your information.